Home › Calculators › CD calculator › 1000-1y-2.5
$1,000 CD for 1 year at 2.5% APY
Exact compound math for the given inputs.
$1,025.29
CD value at maturity (APY-style monthly compounding)
Deposit$1,000.00
Interest earned$25.29
Effective yearly yield2.53%
Term1 year
Frequently asked questions
What will this CD be worth at maturity?
A $1,000 CD at 2.5% APY for 1 year matures at $1,025.29, earning $25.29.
Is the interest compounded?
Yes — this assumes monthly compounding at the stated APY. Banks quoting APY have already folded compounding into the yield, so actual results are typically identical.
What happens if I withdraw early?
Early withdrawal usually forfeits several months of interest — typically 3–12 months depending on term — which can wipe out a large share of the $25.29 shown here.
Try nearby scenarios
Change the numbers yourself
Open the interactive cd calculator — every field is editable.