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Save $10,000 in 3 years at 4%
Exact compound math for the given inputs.
$261.91
monthly deposit to reach the goal
Goal$10,000
You deposit$9,428.63
Interest covers$571.37
Deposits36 monthly
Frequently asked questions
How much do I need to save monthly?
To reach $10,000 in 3 years at 4% APY you need $261.91 per month (36 deposits).
How much comes from interest?
You deposit $9,428.63 in total; compound interest contributes the remaining $571.37 of the goal.
What if I earn 0% interest?
With no interest you would need $277.78 per month — interest does part of the work here.
Try nearby scenarios
Change the numbers yourself
Open the interactive savings goal calculator — every field is editable.