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Save $100,000 in 3 years at 4%
Exact compound math for the given inputs.
$2,619.07
monthly deposit to reach the goal
Goal$100,000
You deposit$94,286.35
Interest covers$5,713.65
Deposits36 monthly
Frequently asked questions
How much do I need to save monthly?
To reach $100,000 in 3 years at 4% APY you need $2,619.07 per month (36 deposits).
How much comes from interest?
You deposit $94,286.35 in total; compound interest contributes the remaining $5,713.65 of the goal.
What if I earn 0% interest?
With no interest you would need $2,777.78 per month — interest does part of the work here.
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Change the numbers yourself
Open the interactive savings goal calculator — every field is editable.